:root {
  --navy: #0e2a47;
  --navy-dark: #081a2e;
  --navy-light: #16406b;
  --gold: #d4a017;
  --gold-light: #f2c94c;
  --gray-50: #f7f9fb;
  --gray-100: #eef1f5;
  --gray-300: #cfd8e3;
  --gray-500: #6b7a8d;
  --gray-700: #34424f;
  --white: #ffffff;
  --radius: 12px;
  --shadow: 0 10px 30px rgba(14, 42, 71, 0.08);
  --shadow-sm: 0 4px 14px rgba(14, 42, 71, 0.06);
  font-size: 16px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--gray-700);
  background: var(--white);
  line-height: 1.6;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { max-width: 1160px; margin: 0 auto; padding: 0 24px; }

/* Top utility bar */
.topbar {
  background: var(--navy-dark);
  color: var(--gray-300);
  font-size: 0.85rem;
}
.topbar .container {
  display: flex;
  justify-content: flex-end;
  gap: 24px;
  padding-top: 8px;
  padding-bottom: 8px;
}
.topbar a { color: var(--gray-100); }
.topbar a:hover { color: var(--gold-light); }

/* Header */
header.site-header {
  background: var(--white);
  position: sticky;
  top: 0;
  z-index: 50;
  box-shadow: 0 1px 0 var(--gray-100);
}
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
  gap: 20px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--navy);
}
.brand img.brand-logo-img { height: 50px; width: auto; }

nav.main-nav {
  display: flex;
  align-items: center;
  gap: 8px;
}
nav.main-nav a {
  padding: 10px 14px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--navy);
}
nav.main-nav a:hover { background: var(--gray-100); }
nav.main-nav a.active { color: var(--gold); }

/* Dropdown nav */
.nav-dropdown { position: relative; }
.nav-dropdown .dropdown-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--white);
  border-radius: 10px;
  box-shadow: var(--shadow);
  padding: 8px;
  min-width: 220px;
  z-index: 60;
}
.nav-dropdown:hover .dropdown-menu,
.nav-dropdown:focus-within .dropdown-menu { display: block; }
.nav-dropdown .dropdown-menu a {
  display: block;
  padding: 10px 14px;
  border-radius: 6px;
  font-size: 0.9rem;
  white-space: nowrap;
}
.nav-dropdown .dropdown-menu a:hover { background: var(--gray-100); }
.nav-dropdown .dropdown-trigger::after {
  content: " \25BE";
  font-size: 0.7rem;
  color: var(--gray-500);
}

.header-cta {
  display: flex;
  align-items: center;
  gap: 14px;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.95rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
}
.btn-primary {
  background: var(--gold);
  color: var(--navy-dark);
}
.btn-primary:hover { background: var(--gold-light); transform: translateY(-1px); }
.btn-outline {
  background: transparent;
  border-color: var(--navy);
  color: var(--navy);
}
.btn-outline:hover { background: var(--navy); color: var(--white); }
.btn-block { width: 100%; }

.phone-link {
  font-weight: 700;
  color: var(--navy);
  white-space: nowrap;
}

.menu-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.6rem;
  color: var(--navy);
  cursor: pointer;
}

/* Hero */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 60%, #1c4d7d 100%);
  color: var(--white);
  padding: 90px 0 110px;
  position: relative;
  overflow: hidden;
}
.hero::after {
  content: "";
  position: absolute;
  right: -120px;
  top: -120px;
  width: 420px;
  height: 420px;
  background: radial-gradient(circle, rgba(212,160,23,0.28) 0%, rgba(212,160,23,0) 70%);
}
.hero .container { position: relative; z-index: 1; }
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}
.eyebrow {
  display: inline-block;
  background: rgba(255,255,255,0.12);
  color: var(--gold-light);
  padding: 6px 14px;
  border-radius: 999px;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 20px;
}
.hero h1 {
  font-size: 2.7rem;
  line-height: 1.15;
  margin: 0 0 20px;
  font-weight: 800;
}
.hero p.lead {
  font-size: 1.15rem;
  color: var(--gray-300);
  max-width: 46ch;
  margin: 0 0 32px;
}
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-card {
  background: var(--white);
  color: var(--gray-700);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow);
}
.hero-card h3 { margin-top: 0; color: var(--navy); }
.hero-card ul { padding-left: 20px; margin: 0 0 20px; }
.hero-card li { margin-bottom: 8px; }

/* Trust strip */
.trust-strip {
  background: var(--white);
  border-bottom: 1px solid var(--gray-100);
}
.trust-strip .container {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 20px;
  padding-top: 26px;
  padding-bottom: 26px;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 600;
  color: var(--navy);
  font-size: 0.95rem;
}
.trust-item .dot {
  width: 8px; height: 8px; border-radius: 50%; background: var(--gold);
}

/* Sections */
section { padding: 84px 0; }
.section-alt { background: var(--gray-50); }
.section-head { max-width: 640px; margin: 0 auto 48px; text-align: center; }
.section-head .kicker {
  color: var(--gold);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-size: 0.8rem;
}
.section-head h2 {
  font-size: 2.1rem;
  color: var(--navy);
  margin: 10px 0 14px;
}
.section-head p { color: var(--gray-500); }

/* Service cards */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.service-card {
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius);
  padding: 32px 28px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
  display: flex;
  flex-direction: column;
}
.service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.icon-badge {
  width: 52px; height: 52px;
  border-radius: 12px;
  background: var(--navy);
  color: var(--gold-light);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
}
.service-card h3 { color: var(--navy); margin: 0 0 10px; font-size: 1.25rem; }
.service-card p { color: var(--gray-500); flex-grow: 1; }
.service-card .card-link { margin-top: 18px; font-weight: 700; color: var(--navy); }
.service-card .card-link::after { content: " →"; }

/* Steps */
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.step {
  text-align: center;
  padding: 0 12px;
}
.step-number {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy-dark);
  font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 16px;
}
.step h3 { color: var(--navy); margin: 0 0 8px; }
.step p { color: var(--gray-500); margin: 0; }

/* Testimonials */
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.testimonial {
  background: var(--white);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  border-left: 4px solid var(--gold);
}
.testimonial p.quote { font-style: italic; margin: 0 0 16px; color: var(--gray-700); }
.testimonial .stars { color: var(--gold); margin-bottom: 12px; letter-spacing: 2px; }
.testimonial .author { font-weight: 700; color: var(--navy); }

/* FAQ */
.faq-list { max-width: 780px; margin: 0 auto; }
.faq-item {
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius);
  margin-bottom: 14px;
  overflow: hidden;
}
.faq-item summary {
  cursor: pointer;
  list-style: none;
  padding: 20px 24px;
  font-weight: 700;
  color: var(--navy);
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+";
  font-size: 1.4rem;
  color: var(--gold);
  font-weight: 400;
  margin-left: 12px;
}
.faq-item[open] summary::after { content: "\2212"; }
.faq-item .faq-answer {
  padding: 0 24px 22px;
  color: var(--gray-500);
}

/* CTA banner */
.cta-banner {
  background: linear-gradient(120deg, var(--navy-dark), var(--navy-light));
  color: var(--white);
  border-radius: 20px;
  padding: 56px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  flex-wrap: wrap;
}
.cta-banner h2 { margin: 0 0 8px; font-size: 1.8rem; }
.cta-banner p { margin: 0; color: var(--gray-300); }
.cta-actions { display: flex; gap: 14px; flex-wrap: wrap; }

/* Page hero (interior pages) */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: var(--white);
  padding: 64px 0;
}
.page-hero .eyebrow { margin-bottom: 14px; }
.page-hero h1 { font-size: 2.3rem; margin: 0 0 14px; }
.page-hero p { color: var(--gray-300); max-width: 60ch; margin: 0; }

/* Content layout for service pages */
.content-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: 48px;
  align-items: start;
}
.content-grid h2 { color: var(--navy); }
.content-grid ul.check-list { list-style: none; padding: 0; margin: 0 0 24px; }
.content-grid ul.check-list li {
  padding-left: 30px;
  position: relative;
  margin-bottom: 14px;
}
.content-grid ul.check-list li::before {
  content: "\2713";
  position: absolute;
  left: 0; top: 0;
  color: var(--gold);
  font-weight: 800;
  background: var(--navy);
  width: 20px; height: 20px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.7rem;
  color: var(--white);
}
.side-card {
  background: var(--gray-50);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius);
  padding: 28px;
  position: sticky;
  top: 100px;
}
.side-card h3 { color: var(--navy); margin-top: 0; }
.side-card .phone-big {
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--navy);
  display: block;
  margin: 6px 0 18px;
}

/* Contact page */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
}
.contact-info-list { list-style: none; padding: 0; margin: 28px 0; }
.contact-info-list li {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  margin-bottom: 22px;
}
.contact-info-list .icon-badge { flex-shrink: 0; margin-bottom: 0; width: 44px; height: 44px; }
.contact-info-list h4 { margin: 0 0 4px; color: var(--navy); }
.contact-info-list p, .contact-info-list a { margin: 0; color: var(--gray-500); }

form.contact-form {
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius);
  padding: 32px;
  box-shadow: var(--shadow-sm);
}
.form-row { margin-bottom: 18px; }
.form-row label {
  display: block;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
  font-size: 0.9rem;
}
.form-row input, .form-row textarea, .form-row select {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--gray-300);
  border-radius: 8px;
  font-family: inherit;
  font-size: 0.95rem;
}
.form-row textarea { min-height: 120px; resize: vertical; }
.consent-row {
  display: flex;
  gap: 10px;
  font-size: 0.8rem;
  color: var(--gray-500);
  margin-bottom: 20px;
}
.consent-row input { margin-top: 4px; }
.consent-row a { color: var(--navy); text-decoration: underline; }

/* Footer */
footer.site-footer {
  background: var(--navy-dark);
  color: var(--gray-300);
  padding: 64px 0 28px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}
.footer-grid h4 {
  color: var(--white);
  margin: 0 0 18px;
  font-size: 0.95rem;
}
.footer-grid ul { list-style: none; padding: 0; margin: 0; }
.footer-grid li { margin-bottom: 10px; }
.footer-grid a:hover { color: var(--gold-light); }
.footer-logo-chip {
  display: inline-block;
  background: var(--white);
  border-radius: 10px;
  padding: 12px 16px;
  margin-bottom: 16px;
}
.footer-brand img { height: 40px; width: auto; display: block; }
.footer-brand p { color: var(--gray-500); font-size: 0.9rem; max-width: 32ch; }
.social-row { display: flex; gap: 12px; margin-top: 16px; }
.social-row a {
  width: 36px; height: 36px;
  border-radius: 50%;
  background: rgba(255,255,255,0.08);
  display: flex; align-items: center; justify-content: center;
}
.social-row a:hover { background: var(--gold); color: var(--navy-dark); }
.footer-disclaimer {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  font-size: 0.78rem;
  color: var(--gray-500);
  line-height: 1.7;
}
.footer-bottom {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 20px;
  font-size: 0.8rem;
  color: var(--gray-500);
}

/* Legal pages */
.legal-content { max-width: 820px; margin: 0 auto; }
.legal-content h2 { color: var(--navy); margin-top: 40px; }
.legal-content h3 { color: var(--navy); }
.legal-content p, .legal-content li { color: var(--gray-700); }
.legal-content .updated { color: var(--gray-500); font-style: italic; margin-bottom: 30px; }
.legal-content ul { padding-left: 22px; }

/* Responsive */
@media (max-width: 960px) {
  .hero-grid { grid-template-columns: 1fr; }
  .content-grid { grid-template-columns: 1fr; }
  .side-card { position: static; }
  .contact-grid { grid-template-columns: 1fr; }
  .card-grid, .steps, .testimonial-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 760px) {
  .topbar .container { justify-content: center; }
  nav.main-nav { display: none; }
  .menu-toggle { display: block; }
  .header-cta .phone-link { display: none; }
  .hero h1 { font-size: 2.1rem; }
  .card-grid, .steps, .testimonial-grid { grid-template-columns: 1fr; }
  .cta-banner { flex-direction: column; text-align: center; padding: 36px 24px; }
  .footer-grid { grid-template-columns: 1fr; }
}

body.nav-open nav.main-nav {
  display: flex;
  flex-direction: column;
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  background: var(--white);
  padding: 12px 24px 20px;
  box-shadow: var(--shadow);
}
body.nav-open nav.main-nav .dropdown-menu {
  display: block;
  position: static;
  box-shadow: none;
  padding-left: 14px;
  margin-bottom: 6px;
}